Some businesses do not want to buy cards one at a time; they want to give cards to their own users, sellers or staff from inside their own product. That is what a B2B card issuing platform API is for. This guide explains how it works, and what Gpaynow offers today.
In short: a B2B card issuing API lets a company create virtual Visa or Mastercard cards for its users from code, under its own brand, while a licensed card issuer and a platform handle the cards. Gpaynow Card API v2 is planned for this and is in early access (not live yet). Today, you can buy prepaid cards one at a time in the Gpaynow store with crypto, with no KYC to buy.
Running a card program means three jobs, split between parties: a licensed card issuer (a bank) is the issuer of record and carries the regulatory duty; a platform provides the dashboard or API; and your business owns the brand, the users and the spending rules. You do not need your own banking licence to run the product, but a licensed issuer must sit behind the cards.
Prepaid cards in the store. You can buy prepaid virtual Visa, Mastercard, Maestro and Mir cards from your Gpaynow balance, topped up with crypto. Each card price is the card balance plus a one-time activation fee ($5, or $15 on $300 cards), with no monthly fees and no KYC to buy. Browse the cards.
Card API v2 (early access). The programmatic B2B issuing described above is planned for Card API v2. It is in early access: no card issuer is connected yet, and API keys, a test environment and webhooks are not available yet. At launch, cards would be issued by a licensed card-issuing partner; every business would need verification (KYB) and every cardholder identity checks (KYC). No payment is taken until your access is approved. Read about Card API v2.
Not yet through an API. Card API v2 is in early access. Today you can buy prepaid cards one at a time in the store.
No, but a licensed issuer must sit behind the cards. With Card API v2 that would be a licensed card-issuing partner; Gpaynow is not the card issuer.
Branding options are planned for Card API v2 and will be confirmed when your access is approved.
Planned plans start at a one-time $1,500 with no monthly fees; see the Card API page. Store cards cost the card balance plus a one-time activation fee.