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Virtual Mastercard: Buy a Prepaid Card with Crypto

Virtual Mastercard: Buy a Prepaid Card with Crypto

Mastercard runs one of the two networks almost every online store accepts. A virtual Mastercard gives you a card number you can spend online while keeping your real bank details private. With Gpaynow you can buy one today, funded with crypto.

In short: buy a prepaid virtual Mastercard in the Gpaynow store from your balance, topped up with crypto, and spend from it online. No KYC is needed to buy. A programmatic API for issuing Mastercard cards from your own app (Card API v2) is in early access and not live yet.

What you get today

Prepaid virtual Mastercard cards in the store, bought from your Gpaynow balance. Each card price is the card balance plus a one-time activation fee ($5, or $15 on $300 cards); there are no monthly fees, and there is no KYC to buy. The card number, expiry and CVV appear in your dashboard straight after you pay. Browse the cards.

Why a virtual Mastercard

  • Wide acceptance. Most online stores that take cards accept Mastercard. Acceptance is never universal, and some merchants refuse prepaid cards.
  • Privacy. Spend without exposing your real bank card.
  • Control. A prepaid card can only spend its balance, so it is a natural cap.

Issuing Mastercard cards from your own app

If you want to create Mastercard cards programmatically for your own users, that is what Card API v2 is planned for. It is in early access: no card issuer is connected yet, and API keys, a test environment and webhooks are not available yet. At launch, cards would be issued by a licensed card-issuing partner; Gpaynow is not the card issuer. No payment is taken until your access is approved. Read about Card API v2.

Frequently asked questions

Can I buy a virtual Mastercard today?

Yes. The Gpaynow store sells prepaid virtual Mastercard cards you buy with crypto, with no KYC to buy.

Where can I use it?

At most online stores that accept Mastercard. Acceptance is not guaranteed, and some merchants refuse prepaid cards, so check the store's payment rules first.

Can I issue Mastercard cards through an API?

Not yet. Card API v2 is in early access: no issuer is connected and keys are not available yet. Join the waitlist on the Card API page.

Who would issue API cards at launch?

A licensed card-issuing partner would be the issuer of record. Gpaynow provides the platform and the API; it is not the card issuer.

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