Crypto Virtual Card: Spend Stablecoins on Visa

You hold stablecoins, but the checkout page only takes cards. A crypto-funded virtual card bridges that gap: move USDT or USDC onto a prepaid Visa or Mastercard and spend it anywhere that card is accepted. With Gpaynow you can do this today.

In short: top up your Gpaynow balance with stablecoins or other crypto, then buy a prepaid virtual Visa or Mastercard in the store and spend from its balance. No KYC is needed to buy. A programmatic API for platforms that want to issue crypto-funded cards to their own users (Card API v2) is in early access and not live yet.

How it works today

1. Create an account and verify your email. No documents to upload.
2. Top up with crypto such as USDT, USDC or Bitcoin. We show the exact amount to send.
3. Buy a card from your balance. The card number, expiry and CVV appear in your dashboard.
4. Spend online anywhere that card is accepted. Some merchants refuse prepaid cards, so check their rules first.

Each card price is the card balance plus a one-time activation fee ($5, or $15 on $300 cards). There are no monthly fees. Browse the cards.

Why a prepaid card for crypto spending

• Spend without selling on an exchange each time. Move crypto to your balance once, then buy cards as you need them.
• Containment. A card only holds what you load, so a leaked number exposes one card's balance, not your wallet.
• Works at normal checkouts. The merchant sees a Visa or Mastercard, not a crypto payment.

Issuing crypto-funded cards to your own users

If you run an exchange or wallet and want to give your users crypto-backed cards from your own app, that is what Card API v2 is planned for. It is in early access: no card issuer is connected yet, and API keys, a test environment and webhooks are not available yet. No payment is taken until your access is approved. Read about Card API v2.

Frequently asked questions

Can I spend my stablecoins on a card today?

Yes. Top up your Gpaynow balance with USDT, USDC or another supported coin, then buy a prepaid Visa or Mastercard and spend from it. No KYC to buy.

Which coins can I use to top up?

USDT and USDC on several networks, plus Bitcoin and other supported coins. The deposit page lists every option and the exact amount to send.

Can I withdraw unspent balance?

Yes. Unspent Gpaynow balance can be withdrawn, subject to the withdrawal methods and terms shown in your dashboard.

Can my exchange issue cards to users through an API?

Not yet. Card API v2 is in early access; no issuer is connected and keys are not available yet. Join the waitlist on the Card API page.